- Master of Business Administration (2004), B K School of Business Management, India
- Bachelor of Chemical Engineering (2001), Dharmsinh Desai Institute of Technology, India
- Joshi, M., and Rahrovani, Y. (2017), Organizational Support for Innovative Use of IT: A Slack Resources Perspective, AMCIS 2017 Proceedings
- Advanced Teaching Program (May 2017), Western University, Canada
- Anti-Money Laundering and Know Your Customer (Dec 2013), Indian Institute of Banking & Finance, India
- Certified Associate Indian Institute Of Banking & Finance – CAIIB (Dec 2009), Indian Institute of Banking & Finance, India
- Dec ‘15 to July'16, Assistant Vice President (Sub-Unit Head), Retail Branch Control Unit, Corporate Office, HDFC Bank Limited, Mumbai, India.
- Dec ‘10 till Nov'15, Assistant Vice President (Branch Operations Manager), Navarangpura Branch - Retail Branch Banking, HDFC Bank Limited, Ahmedabad, India.
- Jun ‘09 to Nov’10, Manager (Zonal Coordinator), Retail Management, Zonal Office, HDFC Bank Limited, Ahmedabad, India.
- Jun ‘07 to May’09, Deputy Manager (Teller Authorizer & Cluster Coordinator), Cluster Office, HDFC Bank Limited, Rajkot, India.
- Sep ‘06 to May’07, Assistant Manager (Teller Authorizer), Morvi Branch – Retail Branch Banking, HDFC Bank Limited, Morvi, India.
- May ‘05 to Aug’06, Assistant Manager (Authorizer), Bhuj Branch – Retail Branch Banking, ICICI Bank Limited, Bhuj, India.
- Apr ‘04 to Apr’05, Management Trainee, Business Planning & Analysis, Corporate Office, Claris Lifesciences Limited, Ahmedabad.