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Is FinTech a disruptor or an enabler?

Mar 24, 2017

Fintech

Banks are increasingly collaborating with FinTech companies in many areas of payments, but there are questions around how far these initiatives will go. Will they become long-term relationships that spawn commercially successful concepts?

Associate Professor Michael King, co-director of the Scotiabank Digital Banking Lab, discussed the risks and rewards of FinTech at SWIFT Business Forum Canada 2017 in Toronto on March 22.

His talk, “Better Together: Is FinTech a disruptor or an enabler?,” covered five topics:

  1. FinTech as a framework for analysis;
  2. FinTech as a disruptor or enabler;
  3. How Canadian banks are collaborating with startup companies;
  4. How FinTechs are pivoting or partnering with incumbents; and,
  5. The modernization of Canadian payments industry.

Following his talk, King moderated a panel discussion called “Banks and their vision of the future” with four banking experts.